Category — Credit

Clients of Santa Rosa, CA Bankruptcy Attorney Edmund Dechant has asked many times how to improve their credit score. If you’ve ever applied for a credit card, a personal loan, or insurance, there’s a file about you. This file is known as your credit report. The Federal Trade Commission can help. Your credit report is is chock full of information on where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses with a legitimate need for it. They use the information to evaluate your applications for credit, insurance, employment, or a lease. Full story:

Welcome to the Bill Payer’s Guide .

In this blog Attorney Ed Dechant discusses credit and bill paying topics and provides information as well as feedback to selected questions from the book’s readers.